Having a good credit history is an important part of maintaining a happy, healthy, and financially fit life. A credit report is used as a future indicator of your credit worthiness, as it reveals pertinent information about your past and present payment patterns. A credit report shows whether you pay your bills on time and what existing loans you currently have. If you have paid your bills on time in the past, this is a good indication to all that you will do the same in the future. If you have problems paying bills on time (you forget to write a check for the monthly electric bill, phone bill, and credit card bill), it indicates that more than likely, you will also have a problem paying the monthly rent or mortgage payment. You can check your own credit by clicking on one of the below links, and if you do have imperfect credit, we'll still try hard to obtain a mortgage for you.

	Free Credit Analyzer	Free Credit Analyzer The Free Credit Analyzer is a tool that helps people analyzed their credit based on the star-system, with 5-star being the most desirable and 1-star being the highest risk. The cost is Free for this service.
	Free Credit Profile	Find out how to get your free credit report online in minutes! The information found in your credit reports is vital to your ability to get the loan of your choice.
	Online Credit Report	Online Credit Report The Online Credit Report contains information pulled from Experian.
	Merged Report	Merged Report The Merged Report contains information from all three credit bureaus; Experian, Trans Union and Equifax. Report is delivered by regular mail. The cost is nominal.
	Monitoring Reports	Monitoring Reports The Monitoring Service includes a FREE copy of your Three-Bureau Merged Report by regular mail AND you will get quarterly reports of new activity on your credit report to guard against fraud and detect inaccuracies. The cost for this annual monitoring service is nominal.